AMORTIZATION CALCULATOR Shop for a Loan with Low Cost Lending!

badMortgage lenders are chiefly concerned with your ability to repay the mortgage. To determine if you qualify for a loan, they will consider your credit history, your monthly gross income and how much cash you'll be able to accumulate for a down payment. So how much house can you afford? To know that, you need to understand a concept called "debt-to-income ratios."


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Amortization will work with any kind of loan just enter your information to figure your monthly payment but with more detailed information.

Figure home mortgage, car loan, personal loan, student loan, refinance and many more.

Anticipated Amount of Loan
Amount of Down Payment $
Anticipated Interest Rate(.00 format)

Anticipated length of loan, in years.

Start Date of Loan (month and year)
Amount of Loan $
Down Payment $
Monthly Payment $

# of years

Month/Year Interest Principal

If you request an amortization schedule be shown, you can see how the principal and interest vary from payment to payment. There may be small discrepancies between the amortization schedule and the summarized calculations above the schedule. In calculating the schedule, principal and interest parts are rounded to the nearest penny, while the summary calculations above the schedule come directly from the analytic equation for amortization that I derived. Your lending institution may use a different method of handling fractional pennies. The final payment (or balloon payment) of the amortization schedule is adjusted (up or down) so that the debt is liquidated entirely.



Adjusted Cost
Basic Loan
Bi Weekly Mortgage
Car Loan
Car Cost
Compound Interest
Credit Card
Credit Card Payoff
Debt Consolidation
Debt Investment
Home Mortgage
Hourly Wage
Increase Wage
Money Counter
Percent of Increase
Phone Bill
Refinance Car Loan
Refinance Mortgage
Stock Investment
Student Loan


Aiport Distance
Appliance Cost
Blood Alcohol
Body Mass
Calorie Burn
Date Difference
Distance Time
Download Time
Driving Distance
Elapsed Time
Field Depth
GPA Grade Average
Hi-Tech Calculator
Lottery Numbers
Male Body
Metric Conversion
Miles Per Gallon
Paint Coverage
Roman Numeral
Running Fitness
Temp Conversion
Wind Chill

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